Banks are no longer the community based institutions they once were decades ago. Credit unions have taken over as the cooperative financial institutions that invest in their owner members' lives and businesses.
banks fear credit unions because they know if enough customers discovered the benefits of credit unions, they would be out of business.
Mostly Garibaldi-Frick is unhappy with the problems banks have had over the years. He'd like to see the banking industry nationalized. I can't say that nationalizing our banking system is a great idea. Meanwhile, we credit union members can enjoy the compliment.