For awhile I couldn't even look at my 401(k) which seemed to getting slimmer by the minute. I just wanted to close my eyes and hope that someone would wake me and tell that this had all been a bad dream. But I've made some changes and slowed down my losses.
My friend, Michelle, told me about a handy calculator on The New York Times site that would estimate how long it could take to recover lost investments. It gave me something like this:
I love calculators. Though I know there are basically just guestimations they help me see things more concretely. But, Ugh! Not any risk assessment test could have predicted how hard many of us were hit by the downturn. But at this point there is nothing to do but accept it, hunker down, change my risk tolerance and move on.